The insurance risk mainly has the five major types: Liquidate ability risk, the funds risk, the management risk, the morals risk and the company's structure risk.

保险风险主要有五大类：偿付能力风险、资金管理风险、经营不规范风险、经营道德风险和公司治理结构风险。

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It found that their lack of complex products like futures and derivatives limits the ability to spread risk.

VOA: special.2009.12.11

Edward Yingling says it restricts the ability to price credit for risk -- in other words, to charge more for those more likely not to repay their debts.

VOA: special.2009.05.22

"This risk could push our forces further from the battle space, compromising our ability to bring our conventional superiority to bear.

VOA: standard.2010.03.26

For JPM seems to be suffering from internecine warfare, a faulty reporting systems, m a weak tracking ability on risk control and holes galore in its risk management edifice.

FORBES: What JP Morgan Chase Forgot About 2008

Rather, the risk we take should be based on our innate willingness and ability to accept risk.

FORBES: Understanding Your Relationship to Risk -- Part 2: Creating Your own Personal Definition for Risk

In my next blog post, we will talk about assessing the ability to bear risk.

FORBES: Risk: Are You Willing?