And three, RIM's fixation on a certain type of computer-processing technology may be the reason its smartphone innovations have slowed to a turtle's pace.

CNN: RIM's BlackBerry hits a technical crossroad

"IUS014F-Z" is an all-in-one imaging module type with a camera signal processing functions on the image sensor, with built-in auto-focus and image quality adjustment.

ENGADGET: Sony announces new Exmor RS cameraphone sensor: upgraded signal processing, HDR video recording

As a result, every type of company involved with a debit card transaction, from the middle-man payment processing service to the company that owns the processing network to the bank that issues the card stands to have reduced revenue than they would have had otherwise.

FORBES: Credit Card Users May Pay an Additional Fee