Do you live in a flat or a house?

你住的是公寓还是独立住宅？

《牛津词典》

They leave their parental home for a Shared flat, a friend's couch, or a house they can scarcely afford.

他们离开父母的住宅去分租一套公寓，又或睡朋友的沙发，或买下一栋他们无法承担的房子。

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A lot depends on whether you're in a block or a terrace, a flat or a house, or whether you live in the centre of a residential area or at its edge.

这要看你住的是大楼还是排屋，是公寓套房还是个人大房子，是住在住宅区中心还是住宅区边缘。

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As a result, they are buying their first house or flat at a later age than previous generations, and renting for longer.

ECONOMIST: The housing market

"Most of us have rented a flat or house at some stage in our lives and the private rented sector is, at its best, a vital provider of good housing, " said housing and planning minister Yvette Cooper.

BBC: RELATED BBC SITES

So a 4.5% interest rate might well lead to flat or even slightly higher house prices in 2009.

WSJ: Low-Interest Mortgages Are the Answer