而且还会像联邦房屋管理局一样要求更多的首期贷款，虽然目前它仅占贷款的3.5%。

It would also like FHA to require larger downpayments on its loans, currently as little as 3.5%.

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当银行电脑系统同意让一个没有预付首期贷款(或者只付了很低额度)的人去买一间价值成千上万美元的房子，这其实就是在自找麻烦。

When you put a person with no down payment (or a low down payment) in a home that costs hundreds of thousands of dollars, you are asking for trouble.

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买方支付首期付款，并要求卖方贷款余额为银行或其他贷款机构。

Buyers pay a down payment to the seller and ask Banks or other lending institutions for a loan for the balance.

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