相比之下，瑞银集团的风险管理文化就很糟糕。
风险管理文化是核心竞争力的根本标志。
Risk management culture is the ultimate sign of the core competence.
这些决定将提升该组织的风险管理和风险管理文化。
These decisions should lead to improvements in the organization's management of risk and its risk management culture.
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