这种观念就是说如果你把风险分散…，风险仍然存在，并没有消失，但如果风险分散到许多人身上，那每一个人受到风险的冲击就会减少。
The idea is that if you spread risks they don't disappear, they're still there, but they're spread out over many people and the impact on any one person is reduced.
通过实现不同的功能，银行分散了风险——就是说不要把所有的鸡蛋放在一只特定的金融篮子里面。
By taking on different functions, a bank spreads its risk - it is not putting all its eggs in one particular financial basket.
我们将这两种类型都视作参与类似保险业务的活动，也就是说我们为承担他人希望分散的风险而收取额外的费用。
We view both categories as engaging us in insurance-like activities in which we receive premiums for assuming risks that others wish to shed.
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