可以购买一些现成的课程计划、网络课程、软件或音像制品，也可以使用“非校园化的”方式，例如现实活动或将以上方法集中起来。

Buy ready-made plans, take online classes, check out software or video lessons, use an "unschooling" approach that teaches through real-life activities or incorporate a mix of all of these.

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Whole life" is more complicated because it builds a cash value according to a schedule and there is both non-participating and participating.

终身人寿保险则更为复杂,因为它会按照购买计划产生现金价值,其中又分为非参与式分红保险和,参与式分红保险两种

耶鲁公开课 - 金融市场课程节选