佐治亚州的银行和金融部(Department of Banking and Finance)封闭了位于弄州Decatur的Decatur First Bank和位于Jonesboro的Community Capital Bank，使弄州今年以来被封闭的银行总数增至22家...
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银行对于贷款很谨慎，一部分原因是在房地产危机和金融市场混乱中的得到的教训。
Banks are cautious about lending, in part because they have been hurt badly in the housing downturn and financial-market turmoil, but also because lending is riskier during a downturn.
像G20的那些大国家和巴塞尔委员会的银行监事会，财政部和金融服务局想主要依靠更加广阔的资金支持来保障系统的安全。
Like the Group of 20 big countries and the Basel Committee of bank supervisors, the Treasury and the FSA want to rely mainly on heavier capital requirements to keep the system safe.
第二部分从三个方面分析房地产业中银行金融资本过度膨胀的原因、表现和由其而导致的房地产业风险和金融风险，提出本文所要解决的问题。
The second part analyses the reason, performance, and resulted real estate risks and financial risks of the over-expansion of financial capital, and bring forward the problems this paper is to solve.
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