银行可以从基金中吸取资金并利用这些资金以优惠利率贷款给小型企业。
Banks would be able to draw capital from the fund and use it to make loans to small businesses at concessionary rates.
然而很多消费者贷款利率是与银行的优惠利率挂钩，这优惠利率又是紧盯美联储的短期基准利率，这一利率持续接近于0。
Many consumer loan rates, however, are pegged to Banks' prime rate.That rate, in turn, is tied to the Federal Reserve's benchmark short-term rate, which remains near zero.
然而很多消费者贷款利率是与银行的优惠利率挂钩，这优惠利率又是紧盯美联储的短期基准利率，这一利率持续接近于0。
Many consumer loan rates, however, are pegged to banks' prime rate. That rate, in turn, is tied to the Federal Reserve's benchmark short-term rate, which remains near zero.
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