其中之一是，没有理由假设投行业比零售银行业务风险更高。
One is that there is no reason to suppose investment banking is riskier than retail banking.
这种风险不仅具有传统银行的业务风险，而且赋予了传统银行业务风险新的内容、增加了新的风险品种。
It not only has the operation risk of traditional bank, but also gives the new content of its endowed, and adds to the new variety of risk.
鉴于此，本论文综合运用定性分析、比较分析和系统分析等研究方法，对网上银行业务风险的法律规制问题展开研究。
These risks have considerable impacts on banking industry's steady operation and created great challenge to the existing financial legal and regulatory system at the same time.
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