我驾车从印第安纳波利斯去安德森访问BI的办公室，一路经过墙板房和玉米地，来到金钥匙银行的当地支行楼上的一个十分隐蔽安全的地方。

I drove to Anderson from Indianapolis, past clapboard houses and cornfields, to visit BI’s offices, located on a few discreet and highly secure floors above the local branch of KeyBank.

youdao

另外，微型金融依靠的是竞相还贷的趋同心理，这也必定让主流银行家们眼红，因为他们要疲于应付日渐增多的抵押贷款违约(表现为日益上升的止赎率[注4]和越来越多的寄钥匙的包裹[注5])，而微型金融的违约率微乎其微。

And microfinance’s reliance on peer pressure for repayment must be the envy of any mainstream banker struggling with rising foreclosures and “jingle mail”; delinquency rates are microscopic.

youdao

你会拿到一把开箱的钥匙，而银行会留存另一把。

You would be given a key to your box, and the bank would keep another key.

youdao