金融机构所持有的总贷款余额下降了3%，是1984年以来最快的。这证实了银行不愿意放宽其贷款政策。

And confirming the reluctance of Banks to loosen their lending policies, total loan balances held by financial institutions fell by 3%, the fastest pace since 1984.

youdao

全部金融机构本外币各项贷款余额32.0万亿元，增长17.9%。

Loans in Renminbi and foreign currencies in all items of financial institutions reached 32.0 trillion Yuan, up 17.9 percent.

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全部金融机构人民币消费贷款余额3.7万亿元，增加4609亿元。

The loans in Renminbi for consumption use from all financial institutions totaled 3.7 trillion Yuan, an increase of 460.9 billion Yuan.

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