部分准备金制度;又称存款法定准备金制度是相对于全额准备金制度而言的。它是指商业银行留下一部分准备金,把其余的资金全部贷出的制度。银行不用把所获得的存款都作为准备金留在金库中或存入中央银行;法定准备率是央行规定、银行所保持的最低准备金与存款的比率。
部分准备金制度引起的泡沫之本质。
The Nature of the Bubbles Induced by Fractional-Reserve banking.
所以银行的产生是很自然的,而部分准备金制度也是自然产生的。
So, Banks are natural and fractional reserve banking is the natural thing to do.
部分准备金制度扩大了货币供应,而直到凯恩斯和菲舍尔之前的时代,这一现象一直被称为通货膨胀。
Fractional reserves expand the money supply, which, until the age of Keynes and Fisher, was called inflation.
That's a lot less than the amount of money out there but they always had fractional reserve of banking anyway.
这比流通的金钱少的多,但是他们总是有部分准备金银行制度。
So, banks are natural and fractional reserve banking is the natural thing to do.
所以银行的产生是很自然的,而部分准备金制度也是自然产生的
What we have--we have a problem that there can be a systemic problem to fractional reserve banking if there is ever a run on the banking system.
我们面临着一个问题,如果出现银行挤兑,部分准备金制度会,导致系统性的问题
应用推荐