对于那些采取浮动利率抵押贷款，利率增加时贷款人面临支付成本上升的国家的政策制定者来说，这无疑具有吸引力。

That has undoubted appeal for policymakers in countries where floating-rate mortgages expose borrowers to the risk of payment shocks as rates rise.

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浮动利率(变化利率)借款人可以与那些固定利率的借款人进行掉期。

Borrowers on floating (variable) rates could swap with those on a fixed rate.

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