该公司总负债达3亿美元，已进入破产程序。
The company is going into bankruptcy proceedings with a total debt of $300m.
标普指出，这个安全网自其创立以来的75年中，确保了没有任何互助银行进入破产程序。
The safety net has ensured that in the 75 years since its establishment, no mutual banks have filed for bankruptcy, S&P notes.
在公司进入破产程序前，债权人还可以通过重整与和解，与公司共同渡过危机，避免更大的损失。
Before the bankruptcy procedure, the creditors can get through the crisis and avoid greater loss together with the company through reorganization and reconciliation.
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