提供全民保健在财政方面是一项挑战，但多数体制现在依靠自费支付费用，而这是公平性和有效性最差的方法。

Providing coverage to all is a financial challenge, but most systems now rely on out-of-pocket payments which is the least fair and effective method.

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现在一些公司在研发新的生物识别技术，你也许会喜欢的，因为这是一项囊括支付与安全性能的技术。

Now companies are creating new biometric technology - which you might like Neil - because it combines payment and security technology.

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