然而在我国法律中近因原则均未得以没有明确的规定。
However, in our law the principle of proximate cause is not not clear.
在我国，尽管《保险法》等相关法律法规尚未对近因原则做出明确的规定。
In our country, although the Insurance law and other relevant laws and regulations have not make clear rules to the principle of proximate cause.
出现这个问题的原因在于我国《保险法》没有对近因原则作出规定，造成法院和仲裁机构在处理保险合同纠纷时无所适从。
The reason is that Chinese insurance law has no stipulation on principle of proximate cause, which results in the different ways of law application by courts and arbitrators.
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