而PayPal作为在线支付系统的吸引力之一既不是因为信用卡，也与账户之间即时转帐时引发的银行繁琐流程无关。

One attraction of PayPal as an online-payments system is that neither credit-card nor banking details are exchanged when payments are transferred instantly between account holders.

youdao

它包括一种虚拟的数字钱币、一套电子出纳转帐借贷系统以及各种形状和大小的智能卡。

It includes a virtual numeric currency, an electronic system of withdrawals, transfers and loans, and Smartcards of all shapes and sizes.

youdao