...制定法律 货币监理局（Comptroller of the Currency）:监管国民银行； 联邦房屋 贷款银行体系 （ Federal Home Loan Bank System ）：监管储贷协会； 国家信用社管理处（National Credit Union Administrator）:管理信用社； 联邦存款保险公司Federal Deposit ...
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以此为我国商业银行完善个人住房贷款风险管理体系提供一定的参考意义。
This is our country commercial bank perfecting personal housing loan risk management system to provide certain reference significance.
正如美国和其它西方国家发现的那样，贷款长时期过快增长，银行体系有可能崩溃。
And if credit grows too quickly for too long the system tends to explode, as America and some other Western countries have found.
其中三家银行就基本构成了整个银行体系的绝大部分。这些银行通过宽松的贷款迅速扩张，从国外借入资金，再将它们放贷出去。
The Banks — three of them make up nearly the entire system — grew quickly on easy credit, borrowing money abroad and lending it back out.
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