FDIC已经收紧了承销负摊还借款的管制，参议院也开始就掠夺式住房抵押贷款召开听证会。
The FDIC has already tightened rules on underwriting negative-amortisation loans, and the Senate has begun to hold hearings on predatory mortgage lending.
一种周期性付款到期前不足摊还面额的贷款，所以称作“气球”的本金额到期时需要一次付清。
A note calling for periodic payments which are insufficient to fully amortize the face amount of the note prior to maturity, so that a principal sum known as a "balloon" is due at maturity.
住房政策旨在推动储蓄，然而资产净值贷款和“负摊还贷款”则刺激了消费。
Housing policy aims at boosting savings. Yet home-equity loans and "negative amortisation" mortgages boosted spending.
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