...政策工具,无论是通过改变与那些行业特别相关的资本的权重,还是通过调整限制借贷双方行为的贷款价值比率(loan-to-value ratio)的限额来实现。 将货币供应还是信贷供应作为政策的重点?
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典型的措施包括贷款价值比率( loan-to-value,LTV)的上限设定,限制国内信贷增长,资产分类和拨备规定,部门贷款集中度的限制,贷款损失的动态拨备,和逆周期...
基于4个网页-相关网页
典型的措施包括贷款价值比率( loan-to-value,LTV)的上限设定,限制国内信贷增长,资产分类和拨备规定,部门贷款集中度的限制,贷款损失的动态拨备,和逆周期...
基于2个网页-相关网页
其中关键的一点是贷款价值比率,或者简称ltv。
他的见解无疑带有偏见,不过德州法律确实把抵押的贷款价值比率控制在80%以内。
He is biased, no doubt; but Texas law does cap the loan-to-value ratio of mortgages at 80%.
抵押贷款的贷方,借给你的钱不会超过财产本身价值,因此贷款价值比率就会大于1。
A mortgage lender doesn't want to lend more than the property is worth because that would mean a loan-to-value ratio over one.
But if the loan to value ratio is greater than one, they won't be able to get all the money back.
但如果贷款价值比率大于1,他们就不能追回所有的贷款
Part of--this is the--it's not loan-to-value ratio-- this is the ratio of mortgage debt to personal consumption expenditure.
这并非贷款价值比率的问题,一定程度上,是抵押率的问题,即负债对个人消费支出的比率
A mortgage lender doesn't want to lend more than the property is worth because that would mean a loan-to-value ratio over one.
抵押贷款的贷方,借给你的钱不会超过财产本身价值,因此贷款价值比率就会大于1
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