存款准备金: 崔洪广提供 存款准备金是指金融机构为保证客户提取存款和资金清算需要而准备的在中央银行的存款,中央银行要求的存款准备金占其存款总额的比例就是存款准备金率。中央银行通过调整存款准备金率,可以影响金融机构的信贷扩张能力,从而间接调控货币供应量。
假设“货币乘数”——商业银行能够在它们准备金基础上扩张信贷的倍数,是10:1。
Suppose that the "money multiplier" -the multiple that commercial Banks can pyramid on top of reserves, is 10:1.
有多少钱会被存款或者其他不以货币计但是银行仍必须为其持有准备金的债务所吸收?
How much will be absorbed by deposits or other liabilities notdefined as money but against which banks might also have to hold reserves?
但是如果英国银行不能再降低利率,它仍然可以提高货币基础(即:现金和商业银行准备金),这是振兴经济的又一方法。
But if the bank of England can no longer lower interest rates, it can still raise the monetary base (cash and commercial-bank reserves), which gives it another way to boost the economy.
One form of monetary policy that the Fed does is they can change these reserve requirements.
美联储制定的一种货币政策形式是,他们可以改变法定准备金率。
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