在此形势下，湖北省交通部门需要调整目前的财务管理模式。

Under this situation, the traffic department in HubeiProvince needs to adjust the financial management patterns.

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通过事前计提每笔信贷资产的风险成本，提出了基于风险调整后的资本收益率的信贷质量管理模式。

This paper has put forward a credit quality management mode based on risk adjusted return of capital through a beforehand estimate and drawing of risk cost of every credit capital.

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针对企业预算管理模式、预算编制主体的定位、预算编制基础的选择、预算执行、考核及调整等问题进行初步的分析。

Analyzed mode of budget management, positioning of budget compiling, selection of budget compiling basis, and the implementation, examination and adjustment of budget.

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