其中可调息按揭的缺点就是它们通常卖给那些没有经验的人处理。

One of the disadvantages to adjustable rate mortgages is that they are often sold to people who are not experienced in dealing with them.

youdao

华惠在房地产市场鼎盛时毫无节制的放贷，这使其背负了500多亿美元的期权调息按揭，沦为当市场变动时最有可能破产的银行之一。

Reckless expansion during the housing boom saddled it with more than $50 billion in option adjustable-rate mortgages, among the most likely to explode when markets turned.

youdao

你自己在申请抵押贷款时可能不会说谎，可能也不会押宝去赌一把极具风险性的可调息按揭，也不太可能在拉斯维加斯和迈阿密购置好几处公寓。

Of course, you personally may not have lied on a mortgage application. You may not have gambled on a risky adjustable mortgage. You may not have bought a handful of condos in Las Vegas or Miami.

youdao