因此，如果房价降至抵押物价值以下，房主可以安全脱离债务，许多人这么做：被没收财产的降价销售严重依赖于市场价格水平。

So if house prices fall below the value of the mortgage, a householder can walk away from his debt. Many have done so: fire sales of seized homes have weighed heavily on prices.

youdao

他们有一个非常有限的时间来尝试出售房屋或被夹在他们的付款后，银行取消抵押品赎回权的财产。

They have a very limited amount of time to try selling the house or get caught up in their payments before the bank forecloses on the property.

youdao

其财产被按揭抵押的债务人被称为抵押人。

The debtor whose property is subject to the mortgage is called the mortgagor.

youdao