表内业务是指资产负债表中，资产和负债栏目可以揭示的业务；例如贷款、贸易融资、票据融资、融资租赁、透支、各项垫款等。表外业务是指资产负债表不能揭示的业务，例如保证、银行承兑汇票等。 从财务角度看，银行业务可以分为表内业务和表外业务。 其中，资产业务包括：贷款业务、票据业务、证券投资业务、现金资产业务。负债业务包括：存款业务、借入款业务。 表外业务主要以各类中间业务为主，不是简单资产或负债业务可以刻画的，可以看成是表内业务衍生出的业务。
对商业银行表内业务信用风险的管理，目前国际上有许多成熟的成果。
There are lots of mature fruit about balance sheet of commercial bank credit risk management, recently the business of off-balance sheet has played a more and more important role.
不过，优质的资产负债表、顶级的管理团队以及丰富资金的来源正在推动亚洲公司在全球范围内寻找机会，来扩大他们的业务。
But strong balance sheets, top-class management teams and access to capital are driving Asia Inc to search out opportunities across the globe to grow their businesses.
他说，还需要让更多衍生品在场内交易，确保每项业务都在表内展开。
It also needs more derivative products trading on exchanges and to make sure everything is done on balance sheet, he said.
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