如此之众的人花费过多，或未能坚守自设预算的原因之一是：在这个现金用得越来越少的社会，花钱变得抽象了。
Part of the reason so many people spend too much, or fail to stick to self-imposed budgets, is because parting with our money has become an abstraction in our increasingly cashless society.
经过多年的规划、准备，可能还花钱多读了一个学位，你终于从事了梦想中的职业——然后发现自己其实并不喜欢这个工作。
After years of planning, preparing and perhaps paying for an extra degree, you finally land your dream job — and discover you don't like it.
我们需要懂得，我们不能只是通过多花钱来制造繁荣。
We need to understand that we simply cannot spend our way to prosperity.
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