虽然我有保险，但还是花了几年才还清了数千美元的自付金额。
Even with my insurance, it still took me years to pay off the thousands of dollars of out-of-pocket costs.
西德诺的建议与之相反，他认为大家应该首先通过那些影响不是很大的因素来缩小挑选范围，比如共保率以及你真正想要的医疗保健服务供应商，最后再去比较自付金额。
Instead, Sydnor suggest narrowing the universe by first looking at factors that don't have a huge impact like the coinsurance rate and the health care providers you really want.
放款自付你和贷款可以成立，使您可以在支付一笔，你可以领到工资每月定期金额或者，你可以领到工资的时间和金额，你的请求。
The lender pays you, and the loan can be set up so that you can get paid in a lump sum, you can get paid regular monthly amount, or you can get paid at The Times and in the amounts you request.
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