...在创办融360之前,我一直在跨国金融企业做市场和风控。美国第一资本银行(Capital One)是我第一位东家,这里面很多同事如今都转战中国互联网金融,被人戏称为“Capital One黑帮”。
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分析家们说,主要信用卡发卡行(如花旗集团,美国银行,摩根大通和第一资本金融公司)的利润将会因该条例草案受损。
Analysts said the profits of major card issuers such as Citigroup, Bank of America, JPMorgan Chase and Capital One would be hurt by the bill.
到目前为止,美国的注入资本要求很少的公司义务。但是美国的银行任然需要相当规模的普通股以作为保护银行免遭损失的第一道防线。
America's capital injections to date have imposed less onerous terms, but its Banks still need a reasonable level of common equity to act as a credible first defence against losses.
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