第四部分是关于网络信用体系的建设，这是本论文的重点。
Part four is on the network credit system's building, and it is the focus of this thesis.
当电脑网络提供了简单、匿名的方式进行小额转账，无需信用卡时，将易于建立更好的艺术支持体系。
When computer networks provide an easy anonymous method for sending someone a small amount of money, without a credit card, it will be easy to set up a much better system to support the arts.
然后，分析了信用卡运作体系的网络外延性等特征以及三项主要原则。
Then it analyzes the network externalities of structure and its three principle rules.
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