所以，一个综合赔付率为100%的农作物冰雹险不给保险公司产生利润。
Thus, a combined ratio of 100 for crop hail insurance produces no profit for the insurer.
企业财产保险分为基本险和综合险两种，投保人可根据被保险人的具体风险情况进行选择。
Cent of company worth insurance is with average and all-risks insurance two kinds, policy-holder can undertake choosing according to the particular risk circumstance of insurant.
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