鼓励顾客放弃续保的念头，直到他们需要保险，但是在保险永不停息死亡漩涡里，它反过来会让保险公司进一步增加保费，保险费用会疯涨吗？
Will insurance rates skyrocket, encouraging consumers to forgo coverage until they need it, which in turn will cause insurers to increase premiums further in a never-ending insurance death spiral?
企业期望，所有的保费，包括第一年的新保费以及老客户的续保费都不会流失。
The hope is that overall premiums, both from new policies written in a year and from old ones customers renew, will not fall.
保单于核保后将每年自动续保及从指定的信用卡户口内扣除保费。
Policy will be renewed automatically on a yearly basis subject to underwriting approval and premium will be collected from the designated credit card account.
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