投资者与会计师们则认为所有估值都是主观的，他们怀疑管理者的动机，认为市价是最不坏的选择。

Investors and accountants, however, think all valuations are subjective, doubt managers' motives and judge that market prices are the least-bad option.

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管理者将工作分成可管理的各个活动，并选择人员来完成所需的任务。

The manager divides the work into manageable activities, and selects people to accomplish the tasks that need to be done.

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因为这种基金不用花钱雇用重量级(并且很贵)的MBA基金管理者来选择股票，而且指数基金一般以其它基金更便宜。

Because the fund does not have to pay some hotshot (and expensive) MBA fund manager to pick stocks, an index fund is often cheaper than any other mutual fund.

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