如果是竞价投标，可以选择缩短竞价投标期限，让借款人决定，或者让借款人提前关闭投标。
Other options are shorter auction periods, letting the borrower decide, if there should be an auction, or letting the borrower close the auction prematurely.
筹资速度：如果有确定的竞价投标期限，即使借款人有机会获得更低的贷款利率，但是这仍有可能会推迟借款人影响获得资金的时间。
Speed of funding: If there is a set auction phase then this delays the payout to the borrower, even if it allows him to profit from lowered interest rates.
第二章以博弈论为基础，基于基准模型的七个假定，阐述了四种标准拍卖中投标商的竞价策略问题。
In the second chapter, based on Game Theory and the seven suppose in the Benchmark Model, the bidding strategy of the bidder in the four standard auction is elaborated.
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