...,将原本只针对银行在港使用贷款的流动性要求,扩大至境外使用贷款类别,划一要求银行引入稳定资金来源(STABLE FUNDING SOURCE)规范;估计新规定适用于40多家贷款增长较快银行,当中约20间或因此要增加稳定资金来源。
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此外银行的利润正在下滑,部分原因是由于作为稳定资金来源的保证金不断上升,导致贷款的利润空间越来越小。
Banks' profitability is sinking, partly because lending margins are being squeezed by a scramble for deposits as a source of stable funding.
欧洲金融稳定安排(EFSF)仍在成形之中,但以它目前的形式来看,这个新的共同金库只是一个资金来源。
The European financial stabilisation facility (EFSF) is still being formed but in its present form the new common Treasury is only a source of funds.
这种来源很不稳定,这种传统的吸收货币方式和到期不配比,帕克女士说,如果我们的资金来源于内部将会有助于缓解压力。
“This creates a source of instability: the classic ‘original sin’ of currency and maturity mismatch, ” says Ms Park. “It will help us release tension if we fund from our own sources.
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