使用 WS-Security，信用卡信息可以以加密的格式传递，并且仅能由发出付款确认的银行系统解密。

Using WS-Security, the credit card information can instead be sent in encrypted form that can be decrypted only by the banking system that issues the payment confirmation.

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一个骗子会用一个看起来很熟悉的号码给你打电话，用一种听起来很像你的银行出纳员的声音跟你说话，让你“确认”你的地址、母亲的名字和卡号。

A scammer could call you from what looks to be a familiar number and talk to you using a voice that sounds exactly like your bank teller's, ricking you into "confirming" your address, mother's name, and card number.

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因此说，银行对已经确认、定价并管理的贷款进行重新包装，是一种智力的浪费。

Repackaging loans identified, priced and managed by the Banks is, therefore, a waste of their talents.

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