target retirement fund
这种新产品叫做目标退休基金(target retirement fund)，也称作生命周期(life-cycle)或者目标期限(target maturity)基金，可以根据投资者的年龄变化逐渐改变资产配置 ，以逐步减少股票...
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而目标日期基金也给了投资者沉重打击，其持有的资产号称多样化，但似乎同时下跌，即便是专门针对即将退休的投资者的基金也未能幸免。
And target-date funds -- even those designed for investors on the brink of retirement -- dealt investors a blow as all their supposedly diversified holdings seemed to go down at once.
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