比如，美国基本上是从上世纪六七十年代就执行的是固定利率抵押贷款制度。

For example, the United States is basically from the last century in the '70s, on the implementation of the fixed rate mortgage system.

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房地美对于标准类抵押信贷利率的每周调研显示，8月26日当周15年期固定利率抵押贷款的平均利率是3.86%。

The average rate on a 15-year fixed-rate mortgage was 3.86% for the week ending August 26, according to Freddie Mac's weekly survey of conforming mortgage rates.

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英伦银行在今日发表的一份单独报告中指出，抵押贷款与定金之间的固定比率是25%，该利率已有两年保持不变。 7月平均利率是3.77%，六月的比率是3.67%。

Theaverage rate on a two-year fixed-rate mortgage with a 25 percent deposit was3.77 percent in July, compared with 3.67 percent the previous month, the Bankof England said in a separate report today.

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