2004-2006年间,在二级市场上转让的次贷中,只有25%是传统的固定利率抵押贷款(FRM,Fixed Rate Mortgages),45%是可调支付利率抵押贷款,(ARM:Adjusted Rate Mortgage 关键字:保险...
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的是固定利率抵押贷款 Fixed Rate Mortgage ; FRM
有大额抵押贷款的借款人应选择固定利率。
这些国家的抵押贷款率逐渐采取浮动利率,然而,德国和法国的通常是固定不变的。
Mortgages are generally variable-rate in these countries, whereas they are fixed as a rule in Germany and France.
尽管利率上升,但是固定利率抵押贷款仍占所有新抵押贷款的一半。
Despite rising rates, fixed-rate mortgages still account for half of all new mortgages.
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