激增已开始回落，降低价格，并且繁重的可调整利率抵押贷款重新设定了百分点，以使更大程度的不景气是适度的——每一个百分点代表了大约一百万户住宅。

That surge has begun to recede, and lower prices and onerous adjustable-rate mortgage resets point toward a modest further decline — each one percentage point represents about one million homes.

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