概念辨析 财富（ Wealth）：现时收入（Present income）与未来收入（Future income）的 现值（Present value）的和。 资产（Assets）：所有能储存的财富
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相比，现时的灾难大致与过往相同，比如一些周期性的调整，没错，这次没有新的就业困境，也没有缩减终生收入期望。
In contrast, the current disaster is more or less "business as usual", i.e. some cyclical adjustment, yes, but no new employment reality and added downshift to lifetime income expectations.
“广播公司需要多样化的收入模式，而不应该像现在这样依赖现时广告，”他说。
Radio companies needed to diversify their revenue model away from a reliance on spot advertising, he said.
相比，现时的灾难大致与过往相同，比如一些周期性的调整，没错，这次没有新的就业困境，也没有缩减终生收入期望。
In contrast, the current disaster is more or less "business as usual", i. e. some cyclical adjustment, yes, but no new employment reality and added downshift to lifetime income expectations.
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