透过远期承诺安排，我们收购浮息按揭的效率将会进一步提高。

The efficiency of the purchasing procedures for floating rate mortgages will be further enhanced by the forward commitment facility.

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楼市呈现如此繁荣景象，很大程度上应归功于低利率和浮息按揭的优势。

Such buoyancy can largely be attributed to a combination of low interest rates and a preponderance of variable-rate mortgages.

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尽管我们有资格申请贷款金额更高、利息更低的浮息按揭，但银行家建议我们申请小额定息按揭，信他吗？

Or the banker who says we should take a smaller fixed-rate mortgage even though we qualified for a bigger and cheaper ARM?

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