美国确实有一项明确的家庭政策，即1993年通过的《家庭医疗休假法》。

The United States does have one explicit family policy, the Family and Medical Leave Act, passed in 1993.

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答：健康保险是一种人们可获得医疗保健覆盖的唯一方法。

A: Health insurance is only one way people can get coverage for medical care.

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但是，医疗保健法却在商业方面创造了巨大的不确定性，无法确认其成本是否能够包容该法律造成的影响，对于个人亦同。

But the health care law has created enormous uncertainty for business, which cannot calculate the effects of the law on its costs, and for many individuals as well.

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