对最大的银行来说，法定存款准备金率是18.5% .排除没有公开宣布的对个人贷款任何附加限制。

The requirement now stands at 18.5 percent for the biggest Banks, excluding any additional restrictions on individual lenders not publicly announced.

youdao

金融调控手段主要有法定存款准备金率调控、再贴现率调控、公开市场业务调控等。

And the monetary control means mainly includes legal reserve requirement rate control, rediscount rate control, and open market business control, etc.

youdao

然而，商业银行的超额存款准备金率早已远远超过法定存款准备金率。因而，想通过提高法定存款准备金率来抑制借贷，结果只能是收效甚微。

But Banks' deposits at the PBOC are already much larger than the required ratio, so an increase does little to constrain their ability to lend.

youdao

The reserve requirement now is 10% 10% on demand deposits so they're forced to keep those reserves and much of that is in the form of deposits at the Federal Reserve Banks.

现在的法定准备金率%,在活期存款上是,所以它们被强迫持有这些准备金,并且一大部分是在联邦储备银行,存着的。

耶鲁公开课 - 金融市场课程节选