...ouglas Gale）作为一对研究伙伴，更加深入地重新研究了两者的关系，他们的著作《比较金融系统》（Comparing Financial Systems）就是一个代表。
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他说，原因有两个，一个是现在很多公司认为金融系统风险现在已经降到一个比较低的水平。
One reason is that many firms now think systemic risk in the financial system has fallen to a low level.
相比较而言，英格兰银行估计已经有2万8千亿美元损失在与借贷相关的金融产品身上，这些产品正是把整个金融系统拖入深渊的始作俑者。
By way of comparison, the Bank of England estimates that $2.8 trillion has been lost in credit-related instruments, the devices that dragged the financial system down in the first place.
他的英国同行则在早餐饭桌上拿金融系统内转移风险的过程和在面包上涂奶油的过程作比较，他说，幸亏奶油不会发酸变臭。
British counterpart, speaking over breakfast, compares the process of transferring risk around the financial system to spreading butter on toast. With luck, he says, the butter will not be rancid.
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