应包括四个要件： —最后赔款净额(ultimate net loss)； —每一次事故(one event or occurrence)； —自负赔款净额(net retained lines)； —再保险最高责任额(maximum liability) 这些内容我们后面单独讨论。
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它仅仅意味着总多余的适用于每一次事故。
It simply means the total excess applicable for every accident.
该保险每一次事故的最低限额应不少于投标函附录中规定的数额，对于事故的数目并无限制。
This insurance shall be for a limit per occurrence of not less than the amount stated in the Appendix to Tender, with no limit on the number of occurrences.
虽然每一次事故有都着科技与组织管理的原因，但从这些事故中，人们也获得了经验和教训，避免这些特定的错误一犯再犯。
But each was a failure of organizational culture as much as technology, and the lessons learned have helped keep their specific mistakes from being repeated.
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