次级房贷（Subprime Mortgage Loan）全称为次级房屋抵押贷款，简称次贷，指银行针对信用记录较差的客户发放的房贷。
次级住房抵押贷款
网络释义
次级住房抵押贷款(Subprime Mortgage Loans)：借款人没有稳定可靠的收入来源、没有信用记录或信用级别低下、债务负担沉重、还款能力极低或缺失。
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短语
次级住房抵押贷款证券 subprime RMBS
双语例句原声例句
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他说，收入不均的增势比住房泡沫还要猛，这也是迫使政策制定者们拥护次级抵押贷款的部分原因。
He says that income inequality was growing prior to the housing bubble, which is part of what drove policymakers to champion subprime mortgages.
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2007年，全国各地住房抵押贷款违约引发了高风险的次级房贷市场崩溃，造成了70年来最严重的经济衰退。
In 2007, mortgage defaults around the country sparked a crash in the high-risk sub-prime mortgage market, creating the worst recession in 70 years.
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高风险的次级贷款结合了高评级的优质贷款 打包成了“住房抵押贷款债券”（MBS）。
Risky, subprime loans, were combined with top rated, prime loans, andpackaged as Mortgaged Backed Securities (MBSs).
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Subprime" Refers to the mortgages that were made mostly over the last ten years or so to subprime borrowers.
次贷"指的是,大约在最近10年中,提供给次级借款人的,住房抵押贷款
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$firstVoiceSent
- 来自原声例句