担保合同被确认无效后，债务人、担保人、债权人有过错的，应当根据其过错各自承担相应的民事责任。
After it is confirmed that a guarantee contract is nullified, the debtor, the guarantor and the creditor who are in fault shall, on the merits of each case, bear civil liability respectively.
担保合同另有约定的，按照约定。担保合同被确认无效后，债务人、担保人、债权人有过错的，应当根据其过错各自承担相应的民事责任。
Where a guarantee contract is affirmed to be invalid, the debtor, surety or creditor is in fault, they shall respectively bear the relevant civil liability according to their own faults.
根据债权形式主义原理和合同相对性原则，着重阐述了让与通知的性质和效力规则，以及双重让与的问题。
According to the principle of the formalism of credit and rule of relativism, I stress in the nature and effect rules on notice of assignment and the problem of dual assignment.
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