一些投资者对花旗集团的杠杆比例感到担忧。

Citi's leverage worries some investors.

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即便如此，花旗集团也需要采取更多积极措施降低杠杆比例。

Even so, Citi needs to take more radical action to reduce its leverage.

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对高盛和摩根·士丹利而言，他们的杠杆比例和盈利潜力都有可能显著下降，最终将取决于两家公司的选择和监管部门要求。

As for Goldman and Morgan Stanley, their leverage ratios — and profit potential — could fall sharply, depending both on their choices and demands of regulators.

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