为了减弱虚假警报的危险，监管者会保留在审计后宣布银行有清偿能力的权力。

To counter the risk of a false alarm, the regulator would reserve the right to declare a bank solvent after an audit.

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如今，投资者要求类似雷曼兄弟和华盛顿互惠银行这些机构募集资本，或者通过出售资产的方式募集资金，以此证明他们有清偿债务的能力。

Now investors are demanding that banks like Lehman and Washington Mutual raise capital or sell their assets to raise cash and prove that they are solvent.

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有管理部门和银行担心采取“以市值计价”的方法会将流动性危机转为清偿能力危机。

Regulators and bankers fear that this "mark-to-market" approach is helping to turn a liquidity crisis into a solvency one.

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